:root {
    --bg: #ffffff;
    --text: #0b1220;
    --muted: #4b5563;
    --border: #e5e7eb;
    --card: #ffffff;
    --shadow: 0 16px 40px rgba(15, 23, 42, 0.10);
    --primary: #0b3a72; /* deep fintech blue */
    --accent: #0f766e; /* teal/green accent */
    --accent2: #2563eb; /* blue accent */
    --warn: #9a3412;
    --radius: 18px;
    --max: 1120px;
}

* {
    box-sizing: border-box;
}

html, body {
    margin: 0;
    padding: 0;
    font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Apple Color Emoji","Segoe UI Emoji";
    color: var(--text);
    background: var(--bg);
}

a {
    color: inherit;
    text-decoration: none;
}

    a:hover {
        text-decoration: underline;
    }

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* ----- layout ----- */

.container {
    max-width: var(--max);
    margin: 0 auto;
    padding: 0 28px;
}

.header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: rgba(255,255,255,0.96);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(226,232,240,0.8);
    box-shadow: 0 6px 18px rgba(15,23,42,0.04);
}

.navInner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    padding: 14px 0;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 800;
    letter-spacing: 0.02em;
}

    .brand img {
        box-shadow: 0 8px 18px rgba(37, 99, 235, 0.3);
        border-radius: 14px;
    }

.navLinks {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-end;
}

    .navLinks a {
        padding: 8px 10px;
        border-radius: 10px;
        color: var(--muted);
        font-size: 15px;
    }

        .navLinks a:hover {
            background: rgba(15, 23, 42, 0.04);
            text-decoration: none;
            color: var(--text);
        }

.section {
    padding: 56px 0;
}

.grid {
    display: grid;
    gap: 18px;
}

.card {
    background: var(--card);
    border: 1px solid rgba(226,232,240,0.9);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 20px;
}

/* ----- text ----- */

.muted {
    color: var(--muted);
}

h1 {
    font-size: 46px;
    line-height: 1.03;
    margin: 16px 0 14px;
    letter-spacing: -0.03em;
}

h2 {
    font-size: 28px;
    margin: 0 0 10px;
    letter-spacing: -0.01em;
}

h3 {
    font-size: 18px;
    margin: 0 0 6px;
}

p {
    line-height: 1.6;
    margin: 0 0 10px;
}

/* ----- hero ----- */

.hero {
    padding: 52px 0 30px;
    background: radial-gradient(900px 420px at 10% 0%, rgba(37, 99, 235, 0.18), transparent 60%), radial-gradient(900px 420px at 90% 0%, rgba(16, 185, 129, 0.18), transparent 60%), linear-gradient(to bottom, #f3f6ff 0%, #f9fafb 60%, #ffffff 100%);
    border-bottom: 1px solid rgba(226,232,240,0.7);
}

.heroInner {
    display: grid;
    grid-template-columns: 1.25fr 0.9fr;
    gap: 26px;
    align-items: start;
}

.heroIntro {
    max-width: 60ch;
}

.heroSubtitle {
    font-size: 16px;
    color: var(--muted);
}

.heroButtons {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 16px;
}

.heroPoints {
    margin-top: 16px;
    display: grid;
    gap: 10px;
}

.heroPoint {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    padding: 10px 12px;
    border-radius: 14px;
    border: 1px solid rgba(226,232,240,0.95);
    background: #fff;
}

.dot {
    width: 10px;
    height: 10px;
    border-radius: 999px;
    margin-top: 6px;
    background: var(--accent);
}

/* hero top tags */

.kicker {
    display: inline-flex;
    gap: 8px;
    align-items: center;
    padding: 6px 10px;
    border-radius: 999px;
    border: 1px solid rgba(209,213,219,0.9);
    color: var(--muted);
    font-size: 13px;
    background: rgba(255,255,255,0.8);
}

.badge {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 999px;
    background: rgba(16,185,129,0.12);
    color: var(--accent);
    font-size: 12px;
    border: 1px solid rgba(16,185,129,0.25);
}

/* hero right */

.heroCard {
    border-radius: var(--radius);
    border: 1px solid rgba(226,232,240,0.9);
    background: rgba(255,255,255,0.92);
    box-shadow: var(--shadow);
    padding: 18px 18px 16px;
}

.heroCardHeader {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 10px;
    margin-bottom: 8px;
}

.heroChipRow {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-top: 6px;
}

.chip {
    font-size: 11px;
    padding: 4px 9px;
    border-radius: 999px;
    border: 1px solid rgba(209,213,219,0.9);
    background: #f9fafb;
}

.chipAccent {
    border-color: rgba(37,99,235,0.3);
    background: rgba(37,99,235,0.06);
    color: #1d4ed8;
}

.heroUseCases {
    margin-top: 8px;
}

    .heroUseCases ul {
        margin: 0;
        padding-left: 18px;
        color: var(--muted);
    }

/* bottom strip */

.heroStrip {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    align-items: center;
    margin-top: 18px;
}

.heroStripLabel {
    font-size: 13px;
    color: var(--muted);
}

.heroStripTags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}

.heroStripTag {
    font-size: 12px;
    padding: 4px 10px;
    border-radius: 999px;
    border: 1px solid rgba(209,213,219,0.9);
    background: #fff;
}

/* ----- buttons ----- */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 12px 16px;
    border-radius: 12px;
    border: 1px solid rgba(209,213,219,0.9);
    background: #fff;
    cursor: pointer;
    font-weight: 600;
    font-size: 15px;
}

.btnPrimary {
    background: linear-gradient(135deg, var(--primary), var(--accent2));
    color: #fff;
    border: 0;
}

.btnGhost {
    background: #ffffff;
}

.btn:hover {
    filter: brightness(0.98);
    text-decoration: none;
}

/* ----- common components ----- */

.list {
    margin: 0;
    padding-left: 18px;
    color: var(--muted);
}

.small {
    font-size: 13px;
    color: var(--muted);
}

.note {
    border: 1px solid rgba(37, 99, 235, 0.25);
    background: rgba(37, 99, 235, 0.06);
    border-radius: var(--radius);
    padding: 14px;
}

.warn {
    border: 1px solid rgba(154, 52, 18, 0.25);
    background: rgba(154, 52, 18, 0.06);
    border-radius: var(--radius);
    padding: 14px;
}

.formRow {
    display: grid;
    gap: 10px;
    margin-top: 10px;
}

.input {
    width: 100%;
    padding: 12px 12px;
    border-radius: 12px;
    border: 1px solid rgba(209,213,219,0.95);
    font: inherit;
}

/* ----- footer ----- */

.footer {
    border-top: 1px solid rgba(226,232,240,0.9);
    padding: 24px 0 28px;
    color: var(--muted);
    font-size: 14px;
    margin-top: 32px;
}

.footerGrid {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 14px;
    align-items: center;
}

.footerLinks {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    justify-content: flex-end;
}

/* ----- responsive ----- */

@media (max-width: 900px) {
    .container {
        padding: 0 18px;
    }

    h1 {
        font-size: 36px;
    }

    .heroInner {
        grid-template-columns: 1fr;
    }

    .navInner {
        flex-wrap: wrap;
    }

    .navLinks {
        justify-content: flex-start;
    }
}